Thank you for visiting the website of Humankind Investments ("Humankind", the "Firm"). By accessing this website (the "Site"), you agree to accept the following Terms of Use for the use of the Site, which constitute a legal agreement between you and Humankind. If you do not accept these Terms of Use, you may not use the Site. Humankind reserves the right to modify these Terms of Use without notice, and each use of the Site constitutes your acceptance to be bound by the terms set forth in the Terms of Use as modified at the time of such use.
All content, including but not limited to trademarks, service marks, trade names, logos, copyrights and other intellectual property, displayed on the Site ("Content") are owned by, controlled by or licensed to Humankind. Listed below the are the permitted uses of Content. Humankind reserves the right to change permitted uses at any time.
Humankind does not grant any license or right to use material on this Site other than those set forth above, and you shall not make any other use of such material without Humankind’s written permission. Without limiting the foregoing:
Under no circumstances should any information or materials presented on the Site be used or construed as an offer to sell, or a solicitation of an offer to buy, any securities, financial instruments, investments or other services. Furthermore, no information or materials contained in the Site should be construed or relied upon as investment, legal, accounting, tax or other professional advice or in connection with any offer or sale of securities. Humankind will not treat users of the Site as partners, clients, customers or investors by virtue of their accessing the Site.
The Site may contain forward-looking statements, which reflect Humankind’s current views with respect to, among other things, the operations and performance of the Firm. You can identify these forward-looking statements by the use of words such as "anticipate" "approximately," "believe," "continue," "estimate," ""expect," "intend," "may," "outlook," "plan," "potential," "predict," "seek," "should," or "will," or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. Humankind undertakes no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.
Any transactions described on the Site as having been engaged in by Humankind are included as representative transactions and are not necessarily reflective of overall results of any of Humankind’s businesses. Past performance is not indicative of future results; no representation is being made that any investment or transaction will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided.
Humankind does not review or monitor any websites linked from or to the Site and is not responsible for the content of any such websites. Accordingly, Humankind cannot be held responsible for the information, materials, products or services obtained on or from such other websites, nor will we be liable in any respect whatsoever for any damages arising from your access to such websites. Any links from or to other websites are provided merely for the convenience of the users of the Site and the inclusion of these links does not imply an endorsement, representation or warranty by Humankind with respect to any such linked websites or the content, products or services contained or accessible through such websites or their operators. Humankind DISCLAIMS RESPONSIBILITY FOR THE PRIVACY POLICIES AND CUSTOMER INFORMATION PRACTICES OF THIRD-PARTY INTERNET WEBSITES LINKED TO OR FROM THE SITE. Your following links from or to such websites is at your sole risk.
Any communication or other material that you send to us through the Internet or post on the Site by electronic mail or otherwise, is and will be deemed to be non-confidential as between you and us, and Humankind shall have no obligation of any kind with respect to such information. Humankind will be free to use, for any purpose, and without compensation due or payable to you, any ideas, concepts, know-how or techniques provided by you to Humankind through the Site.
IN NO EVENT SHALL HUMANKIND OR ITS RELATED PERSONS BE LIABLE TO ANY PARTY FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS OR DAMAGES, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH ANY ACCESS, USE (OR INABILITY TO USE) OR DISTRIBUTION OF THE SITE OR ANY INFORMATION OR MATERIALS OBTAINED THROUGH USE OF THE SITE. THIS IS TRUE EVEN IF HUMANKIND HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.
Humankind, including partners, employees, affiliates, and agents (collectively "Related Persons") make no representations or warranties of any kind, express or implied, as to the accuracy, reliability, completeness, availability or other characteristics of the information or materials presented on the Site. Such information or materials are provided "as is" and "as available" and, to the fullest extent permissible pursuant to applicable law, Humankind specifically disclaims any and all warranties of any kind, express or implied, including but not limited to all warranties of and conditions of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy or completeness. Humankind does not warrant that the information in this Site is accurate, reliable or correct, that this Site will be available at any particular time or location, or that this Site is free of viruses or other harmful components. Electronic communications can be intercepted by third parties and, accordingly, electronic mail and other transmissions to and from the Site or made via the Site may not be secure.
Decisions based on information or materials contained on the Site are the sole responsibility of the user, and as consideration for access to the Site, you agree to indemnify and hold harmless Humankind and Related Persons from and against any claims whatsoever and of any nature for damages, losses and causes of action, including but not limited to actions by third parties against you, Humankind or any of his Related Persons, arising out of or in connection with any decisions that you make based on such information or materials, your use of the Site, or your violation of our website policies.
Humankind Investments LLC (“Humankind” or “Firm”) must comply with federal, and as applicable, state privacy regulations, which require firms to adopt policies and procedures to protect the “Nonpublic Personal Information” (“NPI”) of natural person consumers, customers, and investors (collectively “Clients”) and to disclose to such persons policies and procedures for protecting that information. Nonpublic Personal Information includes nonpublic “personally identifiable financial information” plus any list, description, or grouping of customers that is derived from nonpublic personally identifiable financial information. Such information may include personal financial and account information, information relating to services performed for, or transactions entered into on behalf of, Clients, the advice provided by the Firm to Clients, and data or analyses derived from such Nonpublic Personal Information.
The Firm will not disclose Clients’ Nonpublic Personal Information or that of any former Clients to third parties other than affiliates and/or other third-party firms that assist the Firm in providing advisory services and/or effecting client transactions (such as brokers, fund administrators, accounting support firms, and compliance/operational support service providers). The Firm may also provide such information to service providers and financial institutions with which it has joint marketing relationships.
The Firm provides Clients with the opportunity to import their contacts from Google and other data providers into the Firm’s automated financial advisor application to make it easier for Clients to invite friends and family to open Humankind Portfolio Wrap Fee Program Accounts (“Humankind Portfolios”). For Clients that choose to use this contact import function, Humankind will use the data provided to invite the contacts selected by Clients to open Humankind Portfolios accounts. Humankind may send these contacts additional marketing communications. Humankind may retain the contact information of the selected contacts indefinitely. Humankind will not share this contact information, except in service of the uses described above. Humankind treats this contact information like other Nonpublic Personal Information described in this Privacy Policy.
Additionally, the Firm’s disposal of Nonpublic Personal Information is done in a secure manner.
Humankind reserves the right to amend its Privacy Policy at its discretion and at any time.
Humankind Investments LLC (the “Firm”) does not disclose any Nonpublic Personal Information (“NPI”) about its Clients to nonaffiliated third parties except to service or manage the Client’s account or as otherwise permitted by law. Furthermore, the Firm restricts access to the NPI of its Clients to those employees who need that information to provide products or services to the Client. If a Client closes their account, the Firm will continue to adhere to its privacy policy with respect to the NPI of that Client. The disposal of NPI shall be done in a secure manner as described in the Firm’s Policies and Procedures.
The Firm collects NPI about its Clients to serve their investment needs, provide customer service, offer new products and services and comply with legal and regulatory requirements. In particular, the Firm collects information to help determine which products and services Clients are eligible for and which products and services are best suited to its Clients. The type of NPI the Firm collects from Clients may include the following:
The Firm collects this information about its Clients from the following sources:
For any managed account Clients, NPI may be used internally to provide advisory services to Clients, to open an advisory account and one or more securities brokerage accounts, to process transactions for Client accounts, for account maintenance and otherwise to provide investment advisory services.
The Firm may also provide NPI (including each type of nonpublic information collected that is listed above) about its Clients and former Clients to:
Except as set forth herein, the Firm does not otherwise provide NPI about Clients, former Clients or prospective Clients to anyone without appropriate notice and consent of the Client.
Every Client has the right to direct the Firm to not disclose NPI about that Client to a nonaffiliated third party for marketing purposes. Currently, the Firm does not disclose NPI to nonaffiliated third parties for marketing. In the event we change this policy, we will provide notice to you and provide the opportunity to opt-out, as required by applicable law.
For Vermont Customers: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. For more information, please contact us as described below under “Contact and Questions.”
For California Customers: You have the right to opt-out of sharing with affiliates, including for marketing unless permitted by California Law. In such cases, we will provide notice to you and allow you to opt-out of this sharing.
Except as described below, access to nonpublic information about Clients, former Clients and prospective Clients is restricted to employees who need that information in order to provide products or services to Clients. Those employees with access to NPI are required to protect the confidentiality of that information. The Firm maintains physical and administrative safeguards to protect NPI.
You may request a copy of this Privacy Notice or submit questions with respect to it by contacting us by email at: email support@humankind.co or by calling us toll free at (646) 838-4352.
Humankind® is Registered in the U.S. Patent and Trademark Office. All rights reserved.
Humankind’s Stewardship Policy can be downloaded by clicking here.